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SharedNest vs Copilot Money

A Copilot Money alternative built for two people

Beautiful, Apple-first, single-person spending tracker.

Copilot is a gorgeous, opinionated tracker for one person on Apple devices, with sharp categorisation and monthly reviews.

SharedNest brings that calm reviewing habit to a household: two or more people, one ledger, one fair split, and a private lane for each of you.

What Copilot Money does well

  • Excellent design and categorisation
  • Strong monthly review flow
  • Fast native feel

Where households outgrow it

One person, one device family

Not designed for shared money or non-Apple users.

No splits or settlements

Shared costs have to be tracked somewhere else.

Paid, US-leaning

Subscription plus bank coverage limits reach.

Copilot Money vs SharedNest, side by side

FeatureCopilot MoneySharedNest
Income-weighted splitsNot supportedAny ratio you choose, applied automatically to every shared expense
Private expensesSingle-user appMark any expense private — it counts for you, stays invisible to the household
PlatformsApple-firstAny browser, desktop or mobile
Shared householdNot supportedCore to the product
PricePaid subscriptionFree while we build

Who SharedNest is for

People who loved the monthly review but now share money with someone.

Switching from Copilot Money

Keep the habit, change the scope: review together once a week with the digest.

Questions people ask

Is there an app?
SharedNest runs in the browser with a simplified mobile layout.
Does it categorise automatically?
Yes, with AI-assisted category suggestions.
Can I use it alone?
Yes — solo mode is a first-class mode.

Ready to align on money — for good?

Free while we build — every feature included. Invite your partner and set up your household in under 5 minutes.