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SharedNest vs Copilot Money

A Copilot Money alternative for the whole family

Beautiful, Apple-first, single-person spending tracker.

Is SharedNest a good Copilot Money alternative?

Short answer

Beautiful, Apple-first, single-person spending tracker. Parents who loved a calm monthly review and now need it for the whole family, on any phone.

Copilot is a gorgeous, opinionated tracker for one person on Apple devices, with sharp categorisation and monthly reviews.

SharedNest brings that calm reviewing habit to a household: two or more people, one ledger, one fair split, and a private lane for each of you.

What Copilot Money does well

  • Excellent design and categorisation
  • Strong monthly review flow
  • Fast native feel

Where families outgrow it

One person, one device family

Not designed for shared money or non-Apple users.

No splits or settlements

Shared costs have to be tracked somewhere else.

Paid, US-leaning

Subscription plus bank coverage limits reach.

Copilot Money vs SharedNest, side by side

Copilot Money compared with SharedNest, feature by feature
FeatureCopilot MoneySharedNest
Income-weighted splitsNot supportedAny ratio you choose, applied automatically to every shared expense
Private expensesSingle-user appMark any expense private — it counts for you, stays invisible to the household
PlatformsApple-firstAny browser, desktop or mobile
Shared householdNot supportedCore to the product
PricePaid subscriptionFree while we build
Per-child budgetsNot supportedChild profiles, per-child caps for spending, allowance and activities
Bank statement importBank syncFive-step import: pick rows, set split, child and privacy, review, done
Phone experienceApple devices onlySwipe dashboard, quick add, budgets and an AI household assistant

Who SharedNest is for

Parents who loved a calm monthly review and now need it for the whole family, on any phone.

Switching from Copilot Money

Keep the habit, change the scope: review together once a week with the digest.

Questions people ask

Is SharedNest free for families?
Yes. Every feature is free while we build, with no paywall and no waitlist.
Can we track what each child costs?
Yes. Tag expenses to a child, set per-child budgets for spending, allowance and planned activities, and see each child's costs over time.
Does it work on Android?
Yes. SharedNest runs in any browser, with a phone layout built around swipe cards and quick add.

Ready for a clearer family budget?

Free while we build — every feature included. Create your family household and invite another adult when you’re ready.