Ledger Book
Stories on shared money.
The main blog for households aligning their finances. Fieldnotes, playbooks and interviews.
Featured
How to Split Bills Based on Income (The Fair Way)
Splitting bills 50/50 isn't always fair when incomes differ. Here's how to split bills based on income — with a simple formula, worked examples, and a calculator.
SharedNest · 8 min read
How to Split Bills as a Couple
Five ways couples split bills — 50/50, by income, the household-account method, and more — with the pros and cons of each, so you can pick what's fair for you.
SharedNest · 7 min
How to Split Bills With Your Spouse (Free Calculator)
A free calculator to split bills with your spouse by income — enter both incomes and your total bills, and see exactly who pays what. Plus the formula behind it.
SharedNest · 6 min
Splitting Bills Based on Income: A Simple Method
A simple, repeatable method for splitting bills based on income — the percentage formula, a worked example, and how to keep it fair as your incomes change.
SharedNest · 5 min
How to Split Rent With Roommates Fairly
Splitting rent evenly isn't always fair when bedrooms differ. Here's how to split rent with roommates by room size, income, or amenities — with clear examples.
SharedNest · 7 min
How to Split Rent Based on Income (With Examples)
How to split rent based on income so it's fair when partners earn different amounts. The percentage formula, worked examples, and when to use it instead of 50/50.
SharedNest · 6 min
How to Split Rent Based on Room Size
How to split rent based on room size using floor area — the exact formula, a worked example, and how to adjust for bathrooms, closets, and other perks.
SharedNest · 6 min
How to Split Rent When a Couple Shares With Roommates
A couple sharing a place with roommates? Here's how to split rent fairly — treat the couple's room as one share, then divide that share between the two partners.
SharedNest · 6 min
How to Combine Finances Without Losing Independence
You can share money without merging everything. Here's how to combine finances as a couple using the yours-mine-ours method — keep independence and share fairly.
SharedNest · 7 min
How aligned couples actually talk about money
A shared ledger only works when both partners feel seen. Here is the conversation blueprint we recommend.
SharedNest Team · 6 min