Features
SharedNest works for one person or a whole household — and switches between them as life changes. Here are the three features people use most, and the rest of what's inside.
Splitting
Split any expense 50/50, proportionally to income, or with custom amounts. Rounding is corrected to the cent and private expenses stay off the shared ledger.
Ledger & Balance
Every expense and settlement rolls into a single live balance — who owes whom, and exactly how much. Filter, edit, settle, and never lose track.
Recurring
Project every recurring bill forward. Mark paid in one click and it drops into the ledger, split the way you set it. See the monthly commitment at a glance.
More capabilities
Household modes
Start solo and keep your own personal finances. When life changes, switch your household mode from Settings and SharedNest reshapes itself: new onboarding, a short welcome tour, and only the features that mode needs.
You vs. Household
Pulse, Monthly Snapshot, Joint Ledger and Insights all carry a You / Household switch — see the shared picture, or just your own share of it, without leaving the page.
Household Advisor
Ask questions in plain language and get answers grounded in your own numbers. Guardrails keep it safe: sensitive personal data is filtered, responses are moderated, and fair-use limits prevent abuse.
Receipt scanning
Photograph a receipt and SharedNest reads the merchant, amount and date, suggests a category, and attaches the image to the expense.
Benchmarks
Anonymised peer comparisons on shared spend, fixed-cost ratio and category mix — context for whether your numbers are normal for a household like yours.
Weekly digest
Spend vs. last week, month-to-date pace and projection, upcoming bills for the next 7 days, category ceilings at risk, subscription creep, savings progress and peer context. Opt out anytime.
Category ceilings
Set weekly or monthly ceilings per category and get flagged at 80% — in the app, in notifications and in your digest.
Mobile, built for on the go
On a phone you get Pulse, add expense, ledger, recurring and settle — big numbers, circular icon controls, a floating dock. Deeper work waits for desktop or tablet.
Savings vault
Set a goal — a trip, an emergency fund, a deposit — contribute together, watch the ring fill, and celebrate when you hit it.
Reports & exports
Filter by period, category or payer, then export a clean report when it's time for taxes, a co-parenting conversation, or your own records.
Multi-currency
Pick a base currency per household and a display preference per member. Numbers formatted the way you're used to seeing them.
Free while in early access. Invite your partner and set up your household in under 5 minutes.
