SharedNest vs Plenty
Investing-led planning for couples, light on the day-to-day.
Plenty leans toward wealth: net worth, investing and long-horizon planning for couples. If your question is 'how are our investments doing?', that is the right lens.
SharedNest answers the question that comes up every week instead: who paid what, what is fair, what is coming up and are we on track. The two are complementary — but only one of them settles the rent.
Shared expenses and settling up are secondary to portfolio tracking.
Value depends on the accounts it can see, which limits where it is useful.
Household transparency without a private lane is a hard sell for many couples.
| Feature | Plenty | SharedNest |
|---|---|---|
| Income-weighted splits | Not a core feature | Any ratio you choose, applied automatically to every shared expense |
| Private expenses | Not supported | Mark any expense private — it counts for you, stays invisible to the household |
| Everyday ledger | Secondary | The centre of the product |
| Settle up | Not included | Running balance and one-tap settlement |
| Works without linked accounts | Needs connections | Yes |
Couples who need the weekly money mechanics sorted before the portfolio.
Use SharedNest for the household ledger and keep any investment tool you like alongside it.
Free while we build — every feature included. Invite your partner and set up your household in under 5 minutes.
