Budgeting is basic
Spending tools are secondary to portfolio tracking.
SharedNest vs Empower Personal Dashboard
An Empower alternative focused on household spending
Free net-worth tracking with a sales call attached.
Empower's dashboard is generous with investment and net-worth tracking because the product around it is wealth management.
SharedNest has nothing to sell you and a much closer focus: the money moving between the people in your home, every week.
What Empower Personal Dashboard does well
- Strong investment and retirement views
- Free dashboard
- Good net-worth history
Where households outgrow it
No shared-household model
No members, splits or balances.
Advisory outreach
The free tool exists to introduce paid advice.
Empower Personal Dashboard vs SharedNest, side by side
| Feature | Empower Personal Dashboard | SharedNest |
|---|---|---|
| Income-weighted splits | Not supported | Any ratio you choose, applied automatically to every shared expense |
| Private expenses | Not applicable | Mark any expense private — it counts for you, stays invisible to the household |
| Focus | Wealth and net worth | Household spending and fairness |
| Sales contact | Advisory follow-up | None |
| Household members | Not supported | Yes, with private views |
Who SharedNest is for
People who need day-to-day household clarity, not a portfolio review.
Switching from Empower Personal Dashboard
Track the household here; keep any investment dashboard you already like.
Questions people ask
- Will anyone call me?
- No. There is no sales team attached to SharedNest.
- Does it show net worth?
- No — spending, budgets, goals and balances.
- Is it free?
- Yes, while we build.
Ready to align on money — for good?
Free while we build — every feature included. Invite your partner and set up your household in under 5 minutes.